Whether retiring is part of your five-year plan or something of a longer-term dream, it’s never too early or late to start thinking about how to pay for the lifestyle you want. In fact, the number one financial concern that Canadians have is saving for retirement. According to a recent survey by the Chartered Professional Accountants of Canada, 59 per cent of Canadians believe they are either not on track or don’t know if they are on track to retire. To steer yourself... [read more]

If you want to stop working with plenty of time left to enjoy retirement, you’re not alone. According to a recent survey, most of us who are “flexforce” workers – gig workers, job jumpers and postponed professionals – feel that the magical age to stop working is around 63. Whatever your dream retirement age is, it's important to remember that life can throw unexpected curves that steer you off course. That’s why it’s important to have a... [read more]

Organizing or decluttering your home can lighten up the look of your space, as well as your mood. But knowing where to start can sometimes be overwhelming. What items should stay? What should go?  Where do they go? If you are already feeling overwhelmed, a garage sale may be too much. Discarding items in the trash may bring on feelings of guilt. But donating those unwanted items to a reputable charitable organization can be just the right way to clean out your home and do some... [read more]

 It’s not downsizing at all—it’s rightsizing. Your home should be a refuge and a place of comfort. If it’s a source of stress instead, it may be time to make some adjustments. Rightsizing can be an exciting opportunity to focus on what’s important to you and channel your resources into things that truly make life better. Have less stress, more free time. A large house is a big responsibility. If tending to yardwork, maintenance and bills is taking up... [read more]

It’s not downsizing at all—it’s rightsizing. Your home should be a refuge and a place of comfort. If it’s a source of stress instead, it may be time to make some adjustments. Rightsizing can be an exciting opportunity to focus on what’s important to you and channel your resources into things that truly make life better. Less Stress! A large house is a big responsibility. If tending to yardwork, maintenance and bills is taking up too much time and energy,... [read more]